Saturday, June 30, 2012

High Frequency Trading: The Good, Bad and Ugly

Author : Prashant Rishi , IIM Lucknow

It was in late 2000, when the NYSE decided to quote prices of stocks in decimals of a dollar, as opposed to a fixed list of fractions.  The event (called decimalization) sowed the seeds of what is today popularly known as High Frequency Trading or HFT. Stated simply, HFT is trading in stocks by computers, with minimal human assistance. Carried out by super computers of major investment banks & hedge funds, high frequency trades range in time from less than a second to a few hours. Today, it is estimated that majority (~60%) of all equity trading in NYSE is done by trading algorithms. Although predominantly into equity, HFT firms have started moving into other asset classes, like derivatives, FX and fixed income instruments.




Figure 1: Asset classes traded by HFT firms

The obvious advantage that computers offer in trading assets is speed of processing information and executing trades. Add to it other advantages like low cost, high execution consistency & anonymity and you begin to understand why High Frequency Trading is so popular among all trading desks. 

Figure 2: Why funds prefer High Frequency Trading



Generally, trading algorithms are built on complex mathematics and statistical modeling. They are designed by Quants (as Math PhDs are known in Wall Street lingo). The hedge funds, who own these algorithms, protect them with as much zeal as Google protects its proprietary search algorithm or Coke protects its secret soft-drink ingredient. Most algorithms typically employ “flat” strategy, ie trading positions are closed within the same day. Profit with one such milliseconds-long trade is sometimes only a few pennies, but it is the massive trade volume that drives the total daily profits, which are in several thousands of dollars.

Players & Strategies

In the US equity markets, some of the highest volume high-frequency traders include proprietary trading desks of firms like Goldman Sachs, Knight Capital Group, Getco LLC & Citadel LLC. 

There are 4 basic strategies employed by almost every HFT firm:



Figure 3: Players in HFT space (US Equities)



Market Making


Traditional market making involves placing limit orders to buy & sell in order to earn the bid-ask spread. But for an HFT firm, the bid-ask spread is not the only source of money. Since market makers provide additional liquidity to the market by being counterparty to incoming market orders, they get rebates from exchanges for quotes that lead to execution. So, if an HFT’s bid (buy order) of $15 for XYZ shares is matched, it might immediately post an offer (sell order) for the same price, hoping to capture two rebates while breaking even on the spread. Building up such market making strategies typically involves precise modeling of the target market structure & trading volumes using stochastic control techniques.

Ticker Tape Trading

To appreciate ticker tape trading, it is essential to understand the concept of “co-location”. Co-location is a system wherein a stock exchange allows large hedge funds and i-banks to place their computers near its own data terminals, in exchange for rental income. Proximity to the stock exchange’s data centre ensures that any market movement (read the ticker tape) is detected by these computers before general public. Pre-designed algorithms can thus detect any trend in the prices, and carry out their own trades seconds before the general public even knows about the prices, and reacts to them. To realize the importance of a few seconds in computing terms, consider the case of Lotus Capital Management LP of New York. Earlier this year, it realized that a competitor was beating it to a trade it had programmed by exactly 3 microseconds, day after day. The loss meant Lotus was forfeiting about $1,000 in daily revenue on that particular trading strategy. Subsequently, that trading strategy was discarded since firm did not have the infrastructure to speed up the execution by 3 microseconds.

Event Arbitrage

Event Arbitrage is very similar to Ticker Tape Trading, except that the item of interest here is the news feed. Most HFT traders employ a class of algorithms to deal with each possible kind of corporate event (including earnings reports, earnings outlook, mergers and acquisitions, and analyst rating changes), and convert news into positive or negative trading signals. An example would be a very simple algorithm that would read words like “profit”, “confidence”, “beats expectations”, “good quarter” from a Reuters news flash, and would start buying the stock before general public have a chance to even finish reading the news. The trick is to be the one who makes the move first: to be the one who has the fastest news feed, the fastest information extraction algorithms and the fastest execution.

Statistical Arbitrage


Statistical Arbitrage strategies aim to make money by exploiting statistical mispricing of securities, like deviations in interest rate parity in forex markets. Carried out over prices of over hundreds of securities at a time, it is possible to detect such mispricing using extensive data mining & complex mathematical techniques. The arbitrage strategies hinge on the possibility that assets would obey their historical statistical relationships with each other in long run.

The Dark Side of HFT

There is another side of the story. High Frequency Trading is in the midst of a raging debate. Consider ticker tape trading as described above. A person who is privy to market prices before other players is called an insider trader, but if it is only a question of few seconds, the boundaries of law start to blur. Any firm with enough cash to buy high-tech infrastructure & pay rents to a stock exchange can enjoy the free lunch of being few seconds ahead of the market. HFT is, thus, accused by its critics to be a legal form of insider trading.

Now, consider market making. HFTs are in no obligation to provide liquidity to the markets. They do so to serve their own profit purpose (bid-ask spreads and rebates from exchanges). However, during periods of high volatility, these market making algorithms stop immediately, leading to an almost instantaneous erosion of liquidity. A perfect example of this phenomenon was Dow Jones Flash Crash on May 6, 2010, when DJIA plunged 900 points (9%) in 5 minutes, only to recover within next 10 minutes. A July, 2011 report by the IOSCO concluded that "the usage of HFT technology was also clearly a contributing factor in the flash crash event of May 6, 2010." Since then, many mutual funds have moved significant portions of their money out of US equity markets, and are considering other asset classes. They say that the US stock markets have been reduced to computerized gambling houses where algorithms devise microsecond-length trading strategies. All long-term valuation of business fundamentals seems to have lost its meaning.

And it’s not just equity. In February 2010, a trading algorithm owned by Infinium Capital Management ran amok and caused worldwide surge in oil prices by USD 1. The company currently faces civil charges for causing a global mayhem.

Of course, advocates of HFT (read hedge funds and investment banks) are quick to dismiss this criticism. They point that they provide the much-needed liquidity to the market, and hence improve efficiency of the markets. While regulators are vying to bring High Frequency Trading into the ambit of rules, there is undoubtedly a powerful lobby opposing this.

Figure 4: The Dow Jones Flash Crash of 2006

SEC recently passed a legislation banning the use of naked sponsored access, which allowed firms to trade directly on an exchange using a broker’s infrastructure without pre-trade risk controls. Similarly, IIROC, Canada’s financial regulator, has proposed new tariffs that would charge trading desks per message, rather than per executed trade. If these costs are passed down by trading venues to their members, it would have a marked impact on the execution fees paid by HFTs. What now remains to be seen is will these regulations prove effective in tightening the actions of HFT firms, or will the exodus of long-term investors from the US equity markets continue unabated.

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